Life insurance helps protect your family if you were to pass away. Without enough life insurance, many families have to reduce their standard of living after the loss of an income. Consider your current and future financial needs when evaluating how much coverage you need.
Make sure that you have named a beneficiary for your life insurance benefit, and update it if your family or marital status changes.
Basic Life Insurance pays your beneficiary a lump sum if you were to pass away. AD&D (Accidental Death & Dismemberment) provides another layer of benefits to either you or your beneficiary if you suffer from loss of a limb, speech, sight, hearing, or if you have a fatal accident. The cost of coverage is paid in full by Snowflake.
Voluntary Life and AD&D Insurance allows you to purchase additional protection for your family’s financial security. Coverage is available for yourself, your spouse/domestic partner, and/or child(ren). In order to purchase coverage for your dependents, you must purchase coverage for yourself.
*Guaranteed Issue = the amount of coverage you can purchase as a new hire or newly eligible dependent without having to provide evidence of good health, also known as Evidence of Insurability (EOI). If you select coverage above the Guaranteed Issue amount you will need to submit an Evidence of Insurability form with additional information about your health in order for Prudential to approve a higher amount of coverage.
If there comes a time when you are unable to work due to an illness or injury, our Disability Insurance plans will help replace part of your pay, so you and your family can have peace of mind with a continuing income.
STD coverage pays a benefit if you temporarily cannot work because of an injury, illness, or pregnancy. Our short-term disability and leave of absence programs are managed by The Larkin Company.
Note: Interns are eligible for short-term disability.
If there comes a time when you are unable to work due to an illness or injury, our Disability Insurance plans will help replace part of your pay, so you and your family can have peace of mind with a continuing income.
LTD coverage replaces part of your monthly income if your illness or injury causes you to be unable to work for more than 180 days.
Note: Interns are not eligible for long-term disability.
