COBRA
Healthcare coverage if you leave Snowflake, or take extended time off.
The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) is a federal law that entitles you and your eligible family members to extend your health care (Medical, Dental, Vision, EAP, and FSA-Healthcare) coverage for a period of time after it would otherwise end.
Every benefit-covered employee who has their hours of employment reduced or leaves Snowflake (unless due to misconduct) will be offered the opportunity to retain benefits temporarily through COBRA for themselves and their covered dependents.
If you become ineligible for Snowflake’s health and welfare benefits, we notify the carrier of your qualifying event on a weekly basis. A benefit packet will be sent to you via US mail within 14 days of your termination date by the COBRA administrator, Empyrean, for your options under COBRA. If you decide to enroll in COBRA, you may either return the enrollment paperwork sent by Empyrean or call Empyrean at (833) 874-1600 Monday through Friday, from 7 a.m. to 7 p.m. CT to enroll.
When COBRA coverage is elected and payment is received, coverage is retroactive back to the first day of loss of coverage. You and your dependents are required to pay 102% of the cost of the premium which includes an administrative fee. To view our current COBRA premiums, click here.
All questions regarding COBRA (e.g., “I have not received my COBRA packet” or “How can I enroll?”) should be directed to Empyrean Benefits by calling (833) 874-1600 Monday through Friday, from 7 a.m. to 7 p.m. CT.
