Mid-Year Changes
You can make changes to your benefit elections during the plan year if you experience a qualifying life event. You have 31 days from the date of the life event to make those changes. If you miss this window, you will not be able to make changes until the next annual Open Enrollment period.
Qualifying life events include:
- Change in legal marital status (i.e., marriage, divorce, death, legal separation or annulment)
- Newly established or dissolved domestic partnership
- Change in the number of dependents (i.e., birth, adoption or placement for adoption, death)
- Change in your or your spouse’s/domestic partner’s employment status or employer-provided coverage
- Change in dependent eligibility
- Change of residence (moving into or out of an insurance’s coverage area)
- Receipt of a judgment, decree, or order to provide coverage
- Changes resulting from a family medical leave
- Enrollment in Medicare or Medicaid
- Significant cost or coverage change (such a change does not permit modifications to your health flexible spending account)
You may be required to provide documentation, such as a birth certificate or marriage license, to make changes to your elections or coverage.
Learn more about qualifying life events on Healthcare.gov.
Make changes to your benefits on Empyrean
If you’ve experienced a qualifying life event, go to our enrollment platform, Empyrean, to make needed changes.
