September is the ideal time to proactively review your medical coverage and ensure you’re maximizing your benefits before the upcoming Annual Enrollment periodbegins later this fall. Whether you’re managing ongoing care, planning for healthcare expenses, or just preparing for the year ahead, Snowflake provides the resources to help you stay informed and get the most value from your plan.
Are You Maximizing Your Medical Plan?
Take some time this month to:
- Understand Your Coverage: Review your current Cigna or Kaiser plan details to know what’s included.
- Prioritize Your Health: Schedule any routine checkups, screenings, or exams you may have postponed. Remember that preventive care is crucial.
- Leverage Convenient Care: Take advantage of virtual care options and 24/7 nurse helplines for quick access to medical advice.
Strategize Your FSA and HSA Funds
If you’re enrolled in a Healthcare FSA or Health Savings Account (HSA), now is the perfect time to check your balances and plan for any remaining 2025 expenses.
- FSA: The “Use It or Lose It” Rule: Be sure to spend your remaining FSA-Healthcare funds by the end of the year. Up to $660 of unused funds will automatically roll over into your account the following year.
- HSA: A Long-Term Investment: Your HSA funds carry forward year after year. Consider investing these funds for long-term growth to cover future medical needs, even in retirement.
- Eligible Expenses: Remember that both accounts can be used for a wide range of eligible items, including prescriptions, copays, vision and dental care, and medical devices.
September Is Prostate Cancer Awareness Month
Prostate cancer is one of the most common cancers among men, but early detection is key to saving lives. If you are 50 or older, speak with your doctor about whether screening is right for you. Preventive screenings are typically covered in full when you stay in-network, so don’t delay your annual exam.
