Happy New Year, Snowflakes! As we head into 2025, we want to remind you of some plan changes that we announced during Open Enrollment and remind you about additional Snowflake offerings. Read on to learn what’s happening in 2025!
New for 2025
For Cigna HDHP Participants
· Increased In-Network Deductibles: The Cigna HDHP annual deductible is now $2,000 for individuals and $4,000 for families.
· ID Cards: HDHP participants will receive new physical ID cards – you should have received them as your home mailing address (as noted in Workday) by now. Digital versions have also been refreshed in the Cigna App for seamless access.
For Kaiser Participants
· Doula Services: Covered services now include doula support, subject to standard cost-sharing terms.
· GLP-1 Medications: GLP-1 medications for weight loss will be limited to members diagnosed with morbid obesity (BMI >40).
Maximize your HSA & FSA in 2025
If you are enrolled in the HSA or Healthcare FSA in 2025, be sure to maximize your tax savings benefits. Focus on leveraging these accounts to cover a wide range of eligible expenses to get the most value from your pre-tax contributions. You can use HSA and FSA funds for routine medical expenses like copays, deductibles, prescriptions, and many over-the-counter medications. A full list of IRS-qualified medical expenses for both HSAs and Healthcare FSAs is available here.
New 401(k) Limits in 2025
For 2025, the IRS has increased the 401(k) contribution limit to $23,500, up from $23,000 in 2024. The catch-up contribution limit for those 50+ remains at $7,500.
New in 2025, people between the ages of 60 and 63 are eligible for a higher catch-up contribution limit of an additional $11,250 in contributions. For more information about the 401(k) program at Snowflake, click here.
Mental Health support through Lyra
Snowflakes and their dependents have access to our mental health provider, Lyra Health. Lyra offers free, confidential, evidence-based mental health support from experienced professionals. Lyra provides resources for all areas of mental, including stress, anxiety, and depression.
Also, Snowflakes and their family members enrolled in one of our Cigna medical plans can continue seeing their Lyra network therapist or coach if they exceed the maximum number of sessions (25 sessions/calendar year). Starting with your 26th session, Lyra will pass claims to Cigna, and you will be responsible for your share of the cost (deductible, copay, or coinsurance) as applicable to the plan you’re enrolled in.
Click here to start using Lyra today. You can also call (877) 505-7147 or email care@lyrahealth.com.
