With spring's arrival and Tax Day (April 15) fast approaching, it's the perfect moment to review your financial well-being. Snowflake’s benefits are designed to help you manage daily expenses, plan for unforeseen events, and establish lasting financial stability for you and your loved ones.

Health Savings and Flexible Spedning Accounts

Pre-tax accounts reduce your taxable income, making your money go further throughout the year:

• Health Savings Account (HSA):
  • Triple Tax Advantage: Contributions, investment growth, and withdrawals for eligible medical, dental, and vision expenses are tax-free.
  • Permanent Funds: The money is always yours for current or future use.
  • Snowflake Contribution: Snowflake contributes $1,000 for single coverage and $2,000 for coverage with dependents.
• Healthcare FSA: Covers eligible healthcare costs such as copays, prescriptions, and various over-the-counter items.
• Limited Healthcare FSA Designed for those enrolled in the HDHP who wish to save even more beyond the HSA, specifically for vision and dental expenses.
• Dependent Care FSA: Use pre-tax dollars to help pay for eligible childcare, eldercare and dependent care services.

Please note: The deadline to submit 2025 expenses for your Health Care and/or Daycare Flexible Spending Account (FSA) is rapidly approaching. All requests for reimbursement of 2025 expenses must be submitted to Navia no later than March 31, 2026.

Plan for the Future with Your 401(k)

• Snowflake’s 401(k) plan offers several contribution options, including traditional (pre-tax), Roth (after-tax), or after-tax basis as you save for retirement.

Tip: Even small increases today can make a meaningful difference over time. You can adjust your contribution rate anytime through the Fidelity website.

This month, try choosing one small action, such as adjusting a contribution or reviewing your coverage. The steps you take now can benefit both your wallet today and your overall financial wellbeing for the future.

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