Open Enrollment is October 26 to November 6. If you are enrolled in COBRA, you can still participate in Open Enrollment to change or update your benefit selections.
The Consolidated Omnibus Budget Reconciliation Act (COBRA) allows you and your covered family members to temporarily extend health coverage—including Medical, Dental, Vision, Lyra Mental Health, and Healthcare FSA—when active benefits end.
COBRA is not only for employees who leave Snowflake. You qualify under any of the following life events:
If you become ineligible for Snowflake’s health and welfare benefits, we notify the carrier of your qualifying event on a weekly basis. A benefits packet will be sent to you via U.S. mail within 14 days of your termination date by the COBRA administrator, Empyrean, for your options under COBRA. If you decide to enroll in COBRA, you may either return the enrollment paperwork sent by Empyrean or call Empyrean at (833) 874-1600 Monday through Friday, from 7 a.m. to 7 p.m. CT to enroll.
When COBRA coverage is elected and payment is received, coverage is retroactive back to the first day of loss of coverage. You and your dependents are required to pay 102% of the cost of the premium which includes an administrative fee. View our current COBRA premiums.
If you reside in California and are enrolled in a Kaiser Permanente Medical Plan, you may qualify for Cal-COBRA after exhausting your 18 months of Federal COBRA.
Your Medicare eligibility starts at age 65. Your 7-month enrollment window includes:
COBRA is not active employer coverage. Your 8-month penalty-free Medicare enrollment window begins the day you stop working at Snowflake—not when your COBRA runs out. Enrolling in Medicare after electing COBRA will automatically terminate your COBRA coverage.
