It’s important to know what happens to your Benefits coverage when you leave Snowflake. Review the information below to learn more about when coverage ends, and which programs provide a continuation of benefits. Within 14 days of leaving Snowflake, you can expect to receive your COBRA packet. If you have any questions regarding your Snowflake Benefits, please contact the Benefit Advocates at snowflake@alliant.com or (925) 378-6485.
Your medical, dental, and vision coverage ends on the last day of the month in which your employment ends. You’ll have the opportunity to continue your medical, dental, vision, and Lyra Mental Health coverage (and FSA-Healthcare, if enrolled) through COBRA, which requires timely enrollment and premium payments to continue coverage.
The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) is a federal law that entitles you and your eligible family members to extend your health care (Medical, Dental, Vision, Lyra Mental Health, and FSA-Healthcare) coverage for a period of time after it would otherwise end.
Every benefit covered employee who has their hours of employment reduced or leaves Snowflake (unless due to misconduct) will be offered the opportunity to retain benefits temporarily through COBRA for themselves and their covered dependents.
If you become ineligible for Snowflake’s health and welfare benefits, we notify the carrier of your qualifying event on a weekly basis. A benefits packet will be sent to you via U.S. mail within 14 days of your termination date by the COBRA administrator, Empyrean, for your options under COBRA. If you decide to enroll in COBRA, you may either return the enrollment paperwork sent by Empyrean or call Empyrean at (833) 874-1600 Monday through Friday, from 7 a.m. to 7 p.m. CT to enroll.
When COBRA coverage is elected and payment is received, coverage is retroactive back to the first day of loss of coverage. You and your dependents are required to pay 102% of the cost of the premium which includes an administrative fee. View our current COBRA premiums.
All questions regarding COBRA (e.g., “I have not received my COBRA packet” or “How can I enroll?”) should be directed to Empyrean Benefits by calling (833) 874-1600 Monday through Friday, from 7 a.m. to 7 p.m. CT.
2026 COBRA PremiumsCOBRA FAQsUpon leaving Snowflake, contributions will stop prior to your final paycheck. You can keep your HSA account balance with Fidelity and continue to use your funds to pay for eligible health expenses. However, please note that Snowflake’s company contributions will stop, and you will be responsible for any banking fees associated with your HSA. You may also process a rollover to another qualified plan at any time.
Please contact Fidelity via (800) 544-3716 for additional details.
Contributions will stop prior to your final paycheck. You can incur claims through your date of termination. You have 90 days from the end of the year to submit claims.
Contributions will stop prior to your final paycheck. Participation ends as of your date of termination and your Navia debit card will be deactivated as of your date of termination. You have 90 days from the end of the year to submit claims. You will have the option to continue plan participation coverage through COBRA.
Contributions to the Commuter program will stop prior to your final paycheck. Your commuter benefits for parking and transit will end on your termination date. Any unused pre-tax credits in your account will be forfeited. You will lose access to the current benefits account and any remaining funds. Your Navia debit card will be deactivated as of your date of termination.
Your Snowflake coverage ends on your termination date. You may convert your Basic Life Insurance policy to an individual policy within 31 days. You will be responsible for the premiums for this individual coverage. The life insurance carrier will notify you directly.
Your Snowflake-provided short-term disability insurance and long-term disability insurance end on your termination date. These plans do not provide an opportunity to convert to individual coverage.
Please contact Prudential via (800) 524-0542 for questions regarding life insurance and (800) 842-1718 for questions regarding long-term disability.
You must be actively employed by Snowflake on the date the child is placed in your home or the date the adoption is finalized to be eligible for reimbursement. To request reimbursement, send your eligible receipts to benefits@snowflake.com for processing.
Contributions to ID Theft Protection will stop with your final paycheck. Coverage ends on your date of termination. Contact LifeLock at (866) 456-9316 to discuss your options for continuing coverage. Employees have 30 days from their termination date to opt in to continue the service and receive the 35% discount.
Contributions to Group Legal will stop with your final paycheck. Coverage ends on your date of termination. You’ll have 90 days to opt in to continue coverage. Contact ARAG at (800) 247-4184 to discuss your options.
Your Trustmark life insurance with long-term care policy can continue beyond your Snowflake employment as long as you continue to remit the required monthly premium payment. This policy is completely portable, meaning you take the coverage with you if you change jobs or retire from your current employer. You can continue coverage without any change in premium or benefit amounts. You can contact the Trustmark customer care team at (800) 918-8877 for assistance.
Contact Nationwide at (877) 738-7874 to discuss your options for continuing coverage.
Contributions to the Snowflake Inc. 401(k) Plan will stop with your final paycheck. Your 401(k) account and balance are portable. You can choose to keep your money invested in your current Fidelity account. Or, you’ll have the opportunity to roll over your balance to another employer’s plan or a qualified retirement account (e.g., an IRA). There are no tax consequences for this rollover.
Please contact Fidelity at (800) 835-5097 for additional details.
The Snowflake shares you previously purchased through the ESPP are yours—there is no vesting period. If your last day is during an active offering period, you will be withdrawn from ESPP, and all contributions made will be refunded to you via payroll. However, if your last day is on an ESPP purchase date, you will be eligible to participate in the ESPP purchase on that date.
Your restricted stock units (RSUs) will stop vesting as of your last day of employment at Snowflake. Any unvested RSUs will be forfeited. Shares that have already vested are yours to keep until you decide to dispose of them. Your rights and obligations with respect to your RSUs are described more fully in your equity agreements, grant notices, and applicable plan documents.
Your stock options (ISO/NQ) will stop vesting as of your last day of employment at Snowflake. Any unvested stock options will be forfeited after termination. You have 3 months to exercise your vested stock options; once it exceeds 3 months, those unexercised shares will be canceled. Your rights and obligations with respect to your stock options are described more fully in your equity agreements, grant notices, and applicable plan documents.
Please contact Global Equity Administration team via stock@snowflake.com for additional details.
For any additional questions regarding your Snowflake Benefits, please reach out to these points of contact or visit our Contacts page for more information:
Alliant (Snowflake’s Insurance Broker and Benefit Advocates): snowflake@alliant.com or (925) 378-6485
Empyrean Benefits (COBRA admin): (833) 874-1600
Fidelity (Health Savings Account): (800) 544-3716
Fidelity (401(k) vendor): (800) 835-5097
Navia (Flexible Spending Account): (800) 669-3539
Global Equity Administration team: stock@snowflake.com
